Analisis Kesehatan dan Kinerja Unit Simpan Pinjam Koperasi Karyawan PT. KBN (Persero) Tahun 2019-2021
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Abstract
This study aims to determine the health condition and performance of the Employee Cooperative Savings and Loans Unit (USP) of PT. Nusantara Bonded Zone (Persero) from 2019 to 2021 which refers to Government Regulation No. 06/Per/Dep.6/IV/2016 Concerning Guidelines for Assessment of the Health of Savings and Loans Cooperatives and Cooperative Savings and Loans Units which consists of 7 aspects of assessment namely aspects of Capital, Productive Asset Quality, Management, Efficiency, Liquidity, Independence and Growth, and Identity Cooperative. This research was conducted at USP Employee Cooperative PT. Nusantara Bonded Zone (Persero) is located on Jl. Raya Cakung Cilincing, Kec. Cilincing-North Jakarta. The method used in this research is a case study. So that the research described the results of the assessments of several aspects of the assessment above so as to produce an assessment of the performance condition and financial and non-financial health of the USP of the cooperative studied. Based on the results of data analysis on the USP Employee Cooperative PT. KBN (Persero) obtained an assessment in 2019 with an assessment score of 69.75% with the "Healthy Enough" predicate, in 2020 it received a score of 69.00% with the "Healthy Enough" predicate, and finally in 2021 it received a score of 69.60% with the title "Pretty Healthy". If the average is taken from these 3 (three) years, namely 2019-2021, a score of 69.45% is obtained with the title "Pretty Healthy", meaning that USP's Health and Financial Performance Level for the last 3 (three) years has been quite good.
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