Dr. Ira Geraldina, |Scopus ID: 57188970652 (h-index :1)|, STIE Indonesia Banking School, Indonesia
Dr. Sawarni Hasibuan, |Scopus ID: 57189357485 (h-index : 5)| , Universitas Mercu Buana, Indonesia
Dr. Agus Munandar | Scopus ID : 56610253900 (h-index : 1)|  Universitas Esa Unggul, Indonesia
Dr. Tatik Fidowaty, | Universitas Komputer Indonesia (UNIKOM), Indonesia
Dr. Diah Pranita Sari, | Scopus ID : 57211395585 (h-index : 1) | Indonesian Collage of Economics (STEI), Indonesia
Dr. Uun Sunarsih, |Scopus ID: 57188958920 (h-index : 0)|,Indonesian Collage of Economics (STEI), Indonesia
Dr. Muhammad Anhar,|Scopus ID: 57188960160 (h-index : 0)|, Indonesian College of Economics (STEI), Indonesia
Rutinaias Haholongan | Indonesian College of Economics (STEI), Indonesia
Zainal Abidin | Indonesian College of Economics (STEI), Indonesia